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South Africa has a modern and sophisticated banking system. Foreign currency can be exchanged at most retail banks (found in most shopping centres) and bureaux de change. 

ATMs are widely available, and major credit and debit cards (Visa and MasterCard are the most widely accepted) can be used at most retail and hospitality establishments. 

The four major retail banks are Absa (, First National Bank (FNB) (, Nedbank ( and Standard Bank (