If you’re applying for the National Student Financial Aid Scheme (NSFAS) in South Africa, one of the most important parts of your application is providing proof of income. This requirement helps NSFAS determine whether you qualify for financial assistance based on your household’s financial situation. For many students, especially those from complex or non-traditional households, understanding what counts as acceptable proof of income can be confusing.
What Counts as ‘Proof of Income’ for NSFAS? A Simple Guide for Complex Households
This guide breaks down what NSFAS accepts as proof of income, how to prepare your documents, and what to do if your household situation doesn’t fit the usual categories.
Why Proof of Income Is Important
NSFAS offers funding to students who come from households earning R350,000 or less per year. For students living with a disability, the threshold is R600,000. To ensure fair access, NSFAS must verify this through official documentation. Submitting the right income proof ensures your application is processed quickly and accurately.
Types of Acceptable Proof of Income
NSFAS recognises that families differ in structure and income sources. Below are the most common documents accepted as proof of income, depending on the employment status of your parents, guardians, or spouse:
1. If Employed (Formally):
- Recent payslips (not older than 3 months)
- Letter from employer confirming employment and income
- IRP5 or ITA34 from SARS (for self-employed individuals)
2. If Self-Employed or Informally Employed:
- An affidavit signed by the parent or guardian stating their income and work type (e.g., street vendor, mechanic, domestic worker)
- Bank statements showing income deposits (if available)
- Certified copy of business registration documents, if applicable
3. If Unemployed:
- Sworn affidavit declaring unemployment
- Proof of UIF registration or payment, if applicable
- SASSA letter for households receiving social grants
4. If Receiving Social Grants:
- SASSA confirmation letter (e.g., Child Support, Disability, or Old Age Grant)
- NSFAS will usually verify SASSA grants automatically, but applicants may still need to upload documentation if prompted.
5. If Deceased Parent/Guardian:
- Death certificate
- Sworn affidavit stating current household contributors or income
6. If You Have No Income Information:
Some applicants may live with extended family, guardians, or in child-headed households. In these cases:
- Submit a sworn affidavit explaining your situation.
- Include supporting letters from social workers, school principals, or community leaders.
- Provide any available documents showing household income or lack thereof.
Also check: What ‘Awaiting Academic Eligibility Check’ Status Means 2025
Tips for Complex Households
Many South African households don’t follow a traditional structure. Here’s how to navigate proof of income when things aren’t straightforward:
- Divorced or separated parents: Submit an affidavit explaining the arrangement and who contributes financially. Include maintenance orders or proof of support if available.
- Multiple guardians: Include documents for all adults contributing to household income.
- Living with relatives (aunt, uncle, etc.): Submit a letter from the relative, proof of their income, and a supporting affidavit explaining your living situation.
- No access to income documents: Request a letter from a community leader, religious figure, or social worker to back your affidavit.
How to Submit Proof of Income
When applying on the NSFAS website, you’ll upload all documents to your profile. Make sure:
- Documents are clear and legible.
- Affidavits are certified and dated.
- You include all contributors’ documents if multiple adults support the household.
Final Checklist
Before you submit:
- Did you include income for every contributing adult?
- Are your documents up to date and certified where necessary?
- Have you clearly explained your situation if it’s not straightforward?
Submitting the right proof of income helps NSFAS understand your needs and prevents delays. Even if your home situation is unusual, there are still ways to prove your financial need. Be honest, thorough, and make sure all documents are complete. If you’re ever unsure, reach out to a school counsellor, social worker, or NSFAS support for help.
